Michael Winter- Big "I" WV Board Member Category B

About Us
About Us
About Big "I" West Virginia
Big "I" WV History
Big "I" WV has a rich and interesting history.
Board of Directors
The Big “I” WV Board of Directors play an important leadership role in the West Virginia insurance industry because they represent the collective voice, experience, and vision of independent insurance agents across the state.
Big "I" WV Staff
The Big “I” WV staff is here to help with any questions or concerns you may have. Please don’t hesitate to contact us for assistance.
Membership
Membership
Agency Membership
IIAWV offers its membership a variety of products and services to increase insurance knowledge, giving members an invaluable professional edge in todays competitive business environment.
Agency Membership Contract
Access the Big “I” WV Agency Membership Contract and Application here.
Benefits of Membership
IIAWV offers its membership a variety of products and services to increase insurance knowledge, giving members an invaluable professional edge in todays competitive business environment.
Pay Dues
Submit your agency dues or invoice payment here.
Trusted Choice
Trusted Choice is the national consumer brand for independent insurance agents. As a Big “I” member, your agency can co-brand with Trusted Choice to show customers that you’re part of a respected national network — trusted, local, and independent.
Associate Partnership
Becoming a Big “I” WV Associate Partner keeps your company connected through newsletters, e-alerts, and updates on education and events. Partners enjoy member pricing on courses and meetings, plus valuable visibility — your company is recognized each month in our newsletter as a proud supporter of West Virginia’s independent insurance agents.
Associate Partnership Contract
Access the Big “I” WV Agency Membership Contract and Application here.
Benefits of Membership
Big “I” WV Associate Partners stay informed through newsletters, e-alerts, and event updates, receive member pricing, and gain monthly recognition as supporters of West Virginia’s independent agents.
Pay Dues
Submit your associate dues or invoice payment here.
Products
Products
For your Agency
For Your Clients
E & O
Provides specialized professional liability coverage designed specifically for independent insurance agencies.
Request an E&O Quote here
ACORD Forms
ACORD forms standardize insurance documents, ensuring accuracy, consistency, and faster processing.
ASK AN EXPERT
Provides agents with direct access to insurance industry experts who can help answer complex coverage, technical, and regulatory questions.
Big "I" Retirement
Big ‘I’ Retirement Services are exclusively for independent agents and their agencies, offering tailored retirement-plan solutions that prioritize your needs.
Big "I" Hires
Big “I” Hires helps independent insurance agencies find, assess, hire, and retain top talent.
Big "I" Employee Benefits
Big “I” Employee Benefits provide members with access to affordable, high-quality health and life insurance options designed specifically to meet the needs of independent insurance agencies and their employees.
Cyberliability
Big “I” Cyber Liability coverage protects agencies from data breaches, cyberattacks, and financial loss.
EPAYPOLICY
Big “I” ePay simplifies payment processing for agencies, allowing secure, convenient online transactions for premiums, fees, and invoices.
Premium Finance IPFS Powered by ANDDONE
Big “I” members can access IPFS Premium Finance, offering flexible payment options that help clients manage insurance costs more easily and improve agency cash flow.
Become a Best Practices Agency
Since 1993, the Best Practices Study has honored top-performing agencies with the prestigious “Best Practices Agency” status—offering valuable insights for growth through a transformative, no-cost nomination process held every three years.
Big "I" WV Flood
Big “I” Flood gives independent agents easy access to competitive flood insurance solutions, expert support, and trusted coverage backed by top-rated carriers.
Big "I" Home Business Insurance
Protect your home-based business with Big “I” Home Business Insurance—comprehensive, affordable coverage that keeps your work and personal assets safe under one reliable policy.
Big "I" Personal Umbrella
Extend your peace of mind with Big “I” Personal Umbrella Insurance—extra liability protection that goes beyond your home and auto policies to safeguard your family and future.
Big "I" Alliance Blue
Join the Big “I” Blue Alliance to access exclusive markets, competitive commissions, and the strength of a nationwide network—empowering your agency to grow and thrive independently.
Education
Education
Professional Designations
Top professional designations in the insurance industry—such as CIC, CISR, CPCU, and CRM—demonstrate advanced expertise, credibility, and a strong commitment to excellence in serving clients and managing risk.
Agents & Brokers Education Network (ABEN)
ABEN (Agent Broker Education Network) is an online learning platform that offers high-quality, instructor-led insurance continuing education courses designed specifically for independent agents and brokers.
Check Your CE Credits
Visit this website to review your current CE hours and download a copy of your transcript.
Become a WV Insurance Agent
Insurance agents are in demand — across West Virginia and nationwide. BridgeValley Community and Technical College can help you take the first step.
Total CSR
The Total CSR program helps Big “I” WV member agencies strengthen their teams by providing comprehensive, role-based training for Customer Service Representatives.
Ask An Expert
When you’ve done the research and still can’t find the answer, our 50+ volunteer coverage, agency management, and technology experts are here to help.
WV Agent Licensing & Education
The WV OIC Licensing & Education Division oversees and facilitates every aspect of licensing for individuals and business entities engaged in insurance transactions.
Events
Events
Big "I" Insurance Day At the Capital
Charleston, WV
January 20-21, 2026
See photos from the event here
Young Insurance Professionals Winter Retreat
Snowshoe Mountain
February 26-27, 2026
Register Now!
Big "I" WV Women's Retreat
Charleston, WV
July 23-24, 2026
More information coming soon!
Young Insurance Professionals Summer Retreat
Adventures on the Gorge
Fayetteville, WV
August 6-7, 2026
More information coming soon!
Big "I" WV Annual Convention
Stonewall Resort, WV
October 14-16, 2026
More information coming soon!
Advocacy and News
Advocacy and News
State affairs
WV Agents Pac
The West Virginia Agents Political Action Committee is a state political action committee that supports candidates in West Virginia who serve at our State Capitol in Charleston.
West Virginia Legislature
The West Virginia Legislature shapes the laws that guide our state’s insurance industry. Big “I” West Virginia works closely with lawmakers to advocate for fair, balanced policies that protect consumers, strengthen independent agencies, and support a healthy insurance marketplace.
The Insuror
The Big “I” WV Insuror is the association’s official monthly newsletter and magazine, published by the Independent Insurance Agents of West Virginia.
West Virginia Office of the Insurance Commissioner
The West Virginia Office of the Insurance Commissioner (OIC) is the state agency responsible for regulating the insurance industry in West Virginia. Its mission is to protect consumers, ensure a stable insurance marketplace, and enforce state insurance laws.
Federal affairs
InsurPac
Working closely with the Big “I” advocacy team, InsurPac, the Big “I” federal political action committee (PAC), supports efforts to promote, protect and strengthen the independent agency system.
United States Legislature
Congress plays a vital role in shaping the laws, regulations, and national policies that influence how insurance operates across the United States. While most insurance regulation occurs at the state level, federal decisions made by Congress help define the overall framework, financial stability, and business environment in which the industry functions.
Big "I" Independent Magazine
Big “I” Independent Agent magazine is the official national publication of the Independent Insurance Agents & Brokers of America (IIABA).

Michael Winter
Board Member (Category B), Big “I” West Virginia
Bray & Oakley Insurance Agency, Inc.
PO Box 386 • Logan, WV 25601
Phone: 304-752-6850

Michael Winter serves as a Category B Board Member for Big “I” West Virginia, offering valuable insight and support to the association’s efforts to strengthen and advocate for the independent insurance agency system. In addition to his board role, Michael is part of Bray & Oakley Insurance Agency, Inc. in Logan, where he is known for his professionalism, industry knowledge, and commitment to delivering exceptional service to clients and his community. His leadership helps advance the mission of Big “I” WV and reinforces the important role independent agents play across the state.

Big "I" WV History

Board of Directors

Big "I" WV Staff

State affairs

WV Agents Pac

West Virginia Office of the Insurance Commissioner

Federal affairs

InsurPac

United States Legislature

Big "I" Independent Magazine