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Our risk management resources keep your agency from making common preventable mistakes.

Our superior coverage through Swiss Re and our expert claims teams are in your corner in the event of a claim.

When you know you have the best agency E&O protection, you can focus on growing your most important asset - your business. 

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For 25 years, the Big "I" Professional Liability Program underwritten by Westport Insurance Corporation, a member of Swiss Re Corporate Solutions (rated A+ Superior by A.M. Best), has been the premiere choice of IIABA member agents for insurance agents and brokers E&O insurance.

The Big “I” Professional Liability Program offers not just a policy, but a comprehensive program for insurance agents. Over the past two decades the Big “I” Professional Liability Program, underwritten by Westport Insurance Corporation, a member of Swiss Re Corporate Solutions, has grown into the largest and most stable insurance agents E&O program in the nation. Our member agents and brokers nationwide look to the program for stable rates and a long-term market that they can rely on to protect their greatest assets—their businesses.
Working with our partners at Swiss Re Corporate Solutions, we have created one of the strongest coverage forms in the market. 

Not a Current Insured?
If you are not a current insured with Swiss Re and IIAWV, please complete the New Business E&O Premium Estimate . Our application process is now a digitized application process. We are excited to bring your a paperless option. 

Coverage Highlights:
  • Rated A+ by A.M. Best
  • State-of-the-art coverage form, exclusive to Big "I" Members
  • Claims Made Coveage
  • Coverage for the sale of both Property/Casualty and Life/Health insurance products
  • Limits of liability up to $20 million
  • Broad definition of covered professional services and activities
  • Comprehensive definition of "who is an insured"
  • Aggregate deductibles
  • Defense cost outside the limit
  • $25,000 1st Party Personal Data Breach (cyber)
  • $1,000,000 3rd Party Personal Data Breach (cyber) sublimit
  • Full prior acts available
  • Deductible reduction up to $12,500 per claim for risk management, no limitation on the number of claims
  • Catastrophe Expense $25,000 per policy period
  • Regulatory defense $25,000 per policy period
  • True worldwide protection
  • NEW! Earn more credit with Risk Management Credit Enhancements. - Risk Mgmt. FAQ
  • 10% Premium Credit for five years for an having an approved in-house E&O audit

All applications should be completed and fax to 304-343-5810 or mailed to:
E&O Program Manager
2006 Kanawha Blvd., E.
Charleston WV 25311

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With more than 25 years of experience, Allianz is an industry leader in providing E&O liability coverage for agents and brokers - one of the biggest issues they face in an increasingly complex world. The company is one of the largest writers of agents E&O coverage in the country.

  • Rated A+ by A.M. Best
  • State of the art coverage form, exclusive to Big "I" members
  • Claims made coverage with full prior acts
  • Coverage for sale of both Property/Casualty and Life/Health insurance products
  • Insolvency coverage for all carriers with B+ or better A.M. Best rating
  • Limits of Liability up to $10 million
  • Broad coverage tailored to insurance agencies
  • Broad definition of who is an insured, including spousal liability
  • Aggregate deductibles
  • Defense costs outside the limits
  • $50,000 first party personal data compromise breach response for the accidental loss of client data, with optional higher limits available
  • 80/20 Consent to settle clause
  • Full prior acts available
  • Deductible waived if insured is claims free with Allianz for five or more years
  • $10,000/$30,000 Per catastrophe/per policy period claims extra expense
  • $35,000 Regulatory investigation defense expense coverage per policy period
  • True worldwide coverage
  • 10% Premium credit for three years for attending an approved loss control class

Why Allianz?
  • Competitive rating plan
  • Rated "A+" (Superior) by A. M. Best
  • Dedicated, 24-hour claims expertise with multi-line background
  • Policies are direct bill
  • IIABA endorsed program with 25+ years experience
*Applications: To apply for coverage, complete the Insurance Agents and Brokers Professional Liability application and forward it to Sarah Wilson at who will contact you once the application has been received. The application forms are in an Adobe Acrobat Portable Document Format (PDF) to give your application a professional and clean appearance. Viewing and completing the forms requires the free Adobe Reader program which can be downloaded from

If you have any questions completing this pdf form, please contact us at 304-342-2440.
Important Note: Unless you have Adobe Acrobat software, you will not be able to save the completed application. When completed immediately print a copy and fax the application to your state association contact.